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Helping to secure your financial future

Helping people with a less than perfect credit history, CCJ, default or complicated situation get a mortgage.

Where do you want to begin?


Check you qualify based on credit history

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Save money on your mortgage


Get a lending check-up in 60 seconds

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We deal with specialist lenders who listen to your situation and do not price for a 'one size fits all' approach.



Helping customers who have a poor credit history or complicated situation is our bread and butter.



We work with 70+ lenders on our panel from High Street names to more specialist lenders. We even have deals not available if you buy direct.

Declined by a bank or building society, no problem.

No everyone has a perfect credit history or job situation. We are experts at getting customers just like you a mortgage. Find out in just a few minutes if you qualify.

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70+ lenders available


find out quickly if you can get a mortgage


securely upload documents to you own portal


friendly help either online, over the phone or in person


simple advice to get you where you want to be

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Our Service

Twin Pine Mortgages offer specialist support for all types of situations. We offer mortgages and protection for:

Previously missed payments

Previous CCJ's

Bankruptcy and IVA


Self Employed Income

Complex Income

Moving home


First Time Buyers


Secured Loans

Bridging Finance

Mortgage Protection

Income Protection

House Insurance

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Not sure if you can get a mortgage?

Take our 60 second mortgage challenge and we'll let you know. PLUS you can get the results sent to your inbox.

Why Twin Pine?

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We believe in protecting your future and your families. We cover the cost of getting a standard Will for all our clients - no strings!


free emergency worker advice

Anyone working for the NHS, Police, Fire Service or Ambulance will not be charged an advice fee.


real people

You will get to deal with the same person from start to finish. They will stay in touch to give you updates and support you all the way.

Reducing your mortgage payment, should you wait?

Everyone's bank accounts are being squeezed with high inflation pushing up food, gas, electricity and fuel. So can you still save on your mortgage?

Use this quick and simple tool to find out.